Credit Genie

Boost your wallet with up to a $150* cash advance

- No interest (APR)

- No credit check

- No late fees

- No direct deposit required

Sign up and get access to fast money within minutes.

TRACK YOUR SPENDING:

Understand how you spend your money, and budget like a boss.

OVERDRAFT ALERTS

Avoid overdraft fees and get alerts when your account is at risk of being over-drafted.

SPECIAL OFFERS

Access curated offers that can help you get access to credit and manage your debt.

SAFE AND SECURE

Credit Genie doesn't mess around with security. Your info's locked down with the same encryption banks use.

*Offer approval and amount subject to eligibility requirements. Not available in all states. Approved offers range from $10 - $100 for first-time customers. For repeating customers, the amount ranges up to $150. Customers must connect a bank account to Credit Genie to apply for a Cash Advance. Not all customers who apply for a Cash Boost will qualify. Credit Genie charges a recurring fee of $4.99 biweekly (Bank Connection Fee) to maintain a customer's bank account connection. Customers can stop the recurring fee by disconnecting their bank account at any time within the app. Paying the Bank Connection Fee does not guarantee approval for a Cash Boost. Credit Genie's Cash Boost service is unavailable to residents of Connecticut, Maryland, Nevada, Hawaii, or Washington, D.C. To receive funds as quickly as within minutes, customers must select the associated delivery option (additional fees apply). Most customers who select the option receive their funds within 30 minutes.

Credit Genie Cash Advance is not a payday loan, personal loan, or a loan of any kind.

- There is no mandatory minimum or maximum payback period for your Cash Advance.

- There is no mandatory repayment time frames or interest rates or obligation to repay, customers can set a repayment date that works for them by contacting us at support@creditgenie.com. Customers typically choose to repay their cash boost between 3 days and 90 days.

- It is not mandatory to pay back the full amount of your Cash Boost in less than 60 days. Customers can take as much time as they require to pay back the Cash Boost and can even pay it back in multiple smaller amounts.

- Zero APR, no APR, no interest rate, zero interest.

- Example Scenario: If you instantly transfer a $100 Cash Boost to your connected bank account for an optional $5.99 express delivery fee and add an optional $2 tip, then your total will be $107.99.